An investment in energy saving will provide cost savings over the lifetime of the product with short paybacks and high returns on investment. Businesses who would like to invest in energy savings may like to consider taking advantage of a range of commercial finance options specifically designed for energy efficient lighting.
Lumn, through our accredited partner, can now offer you a competitive range of commercial finance solutions including the following options:
  • Chattel Mortgage – where your business owns the equipment from day one; you can claim back the GST upfront on your next BAS, and depreciation of the equipment is available
  • Rental – whereby you rent the equipment from the bank, the repayments are 100% tax deductible to your business*, and at the end of the loan term you can take ownership of the equipment from the bank for a payment of $1

Commercial Loan Features for Energy Efficient Lighting

Finance is available to companies, trusts, partnerships, sole traders, sporting clubs, non-profit organisations, and incorporated clubs/associations.

  • 100% No Deposit on all commercial finance from $5,000 – $10 million
  • Loan terms 1 – 5 years are available for energy efficient lighting, to approved applicants
  • Chattel Mortgage Low Doc with no business financials required for loans up to $75,000 to approved applicants. To qualify for Low Doc your business ABN & GST must be registered for 2 years and one Director must be a property owner {exceptions considered}
  • Rental Low Doc up to $150,000 to approved applicants {companies and trusts with 2-year ABN}
  • Leased business premises accepted
  • Fast approvals
Lumn offers a free commercial quote service for finance that can be included by request in every quotation for the supply of energy efficient lighting.

For all commercial applications under $50k, our finance partner charges the borrower a flat Processing & Service Fee of $295 inc GST. This fee is invoiced separately to the borrower directly after installation and settlement.

*Disclaimer: The above information is general in nature only and customers should not rely on the information above but should instead seek professional independent advice from their accountant or solicitor. The information is not intended to imply taxation benefits are available to individual customers. Commercial finance is only available to commercial ABN holders and for commercial purposes only.

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